Life Insurance in Binghamton, NY
Keegan Insurance Agency in Binghamton, NY offers life insurance plans that will protect you and your loved ones during unexpected tragedies. Since 1972, we’ve worked with residents throughout a 100-mile radius of Binghamton—including Vestal, Owego, Greene, Johnson City, Endwell, Endicott and Norwich—to find life insurance plans that are comprehensive and affordable.
We represent the following life insurance carriers:
The agents at Keegan Insurance will offer you one-on-one service to help you select the right life insurance plan that meets your needs and your budget. We offer a variety of life insurance policies, including term, whole, universal, variable and umbrella policies. With our “service above self” philosophy, we’ll help you find the right insurance plan that gives you and your loved ones the protection you deserve.
Which Life Insurance Plan is Right for You?
Term Life Insurance
Term life insurance plans are great for individuals who want guaranteed protection and coverage for their loved ones at an affordable price. You pay the premiums of the plan for a certain amount of time, allowing your family to receive a payout if something happens to you during that time. Our agents can help you figure out the right term length for your life insurance plan, as well as a plan from a provider that fits your budget.
Whole Life Insurance
Whole life insurance offers lifelong coverage for the policy holder, so your loved ones are guaranteed to be protected as long as you pay the premium. In addition, the premium on whole life insurance coverage won’t go up with age and your policy can build cash value. We offer whole life insurance plans from a variety of providers, so we’ll help you find the plan that fits your needs.
Universal Life Insurance
Universal life insurance offers the best of both worlds because it combines the low premiums of term life insurance with the cash value build-up of whole life insurance. If you’re interested in investing in a universal life insurance plan, we’ll help you find the right policy and coverage to protect your loved ones in the event of your passing.
Variable Life Insurance
A variable life insurance policy allows you to build cash value in multiple separate accounts to use at your discretion. As a type of universal life insurance plan, it also grants your loved ones lifelong protection and coverage in the event of your passing. We offer many different variable life insurance plans to fit your needs and budget, so you and your family will be protected in the long run.
Our service doesn’t stop there. Once you’ve selected your life insurance plan, we’ll help you stay covered and protected. From arranging a payment plan to processing claims, we’ll be with you every step of the way to make sure your life insurance plan meets your expectations and needs.
For a free quote on life insurance, call 607-724-4919.