Keegan Insurance Agency

Keeping you covered with affordable insurance services & hometown personalized service

Homeowners and Renters Insurance

Homeowners and Renters Insurance in Binghamton, NY

Keegan Insurance Agency in Binghamton, NY offers comprehensive and personalized service to help you find the right homeowners or renters insurance plan. Since 1972, we’ve helped homeowners and renters throughout Vestal, Owego, Greene, Norwich, Johnson City, Endwell, Endicott and surrounding cities within a 100-mile radius of Binghamton get the coverage and protection they need.

Whether you own or rent your home, it’s important to plan for unexpected events like severe storms, house fires, break-ins and vandalism and a whole lot more. The right homeowners or renters insurance policy can help protect your loved ones, belongings and assets even in the biggest disaster. With coverage plans like personal liability, umbrella coverage and loss of use, our agents can work with you to find the right coverage at the right price.

We represent several homeowners and renters insurance carriers, so you’ll have a wide selection of insurance plans to choose from.

You’ll be able to find the right plan for your home from the following carriers:

MetLife
CountryWay
Sterling
Safeco
Trusted Choice Agent
Independent Insurance Agent
Broome Co-operative Insurance Company
NYCM Insurance

Our agents have over 45 years of experience with offering personalized service to all our customers throughout Vestal, Owego and surrounding cities, so you can rest assured you’ll receive the one-on-one attention you deserve to help you select a homeowners or renters insurance plan. With our “service above self” philosophy, we’re dedicated to finding the insurance plan that meets all your coverage and budget requirements.

Our homeowners and renters insurance packages include:

Contents

Contents

Personal property coverage can help protect the contents in your home or rental property if they get damaged or stolen. Make sure your valuables and anything that has sentimental value is protected in unexpected events.

Loss of Use

Loss of Use

Unexpected events like a fire, earthquake or dire repairs can make it impossible for you and your loved ones to stay in your home for a period of time—or even indefinitely. Loss of use coverage can help cover the expenses of finding a new place to live, including moving costs, pet boarding, storage fees for household contents and more.

Renters Insurance

Renters
Insurance

If you rent your home, it’s still important to get the right protection and coverage for you, your loved ones and your valuables. Our renters insurance policies can protect your home during an unexpected event like a fire or break-in.

Personal Liability

Personal Liability

Whether a guest sustains an injury in your home or someone in your family damages a neighbor’s property, personal liability can help pay off expenses and lawsuits to affected parties.

Personal Umbrella

Personal Umbrella

A personal umbrella policy can give you some extra protection for your loved ones and assets if you’re experiencing some legal difficulties as a result of someone being injured on your property.

Rental Property Insurance

Rental Property
Insurance

If you own rental properties like an apartment complex or a vacation home, our agents can help you find the right coverage to protect your investment from vandalism, natural disasters and many other devastating events.

Well Coverage

Well Coverage

We offer policies that can cover damage to your home from a faulty well pump. Make sure your home and the contents within are protected in the event of flooding or extreme water damage.

Flood Insurance

Flood Insurance

If your home receives excessive damage from a flood, we can help you find a policy that pays expenses so you won’t have to pay out of pocket for extreme water damage and other issues.

Valuable Items/Collectibles

Valuable Items
/Collectibles

Collectibles and other valuable items can be worth a fortune later on. They may be just trinkets to some, but to you and your family, they could be a huge investment. We offer insurance plans to protect your valuables if they get damaged or stolen so their value will pay off in the future.

Medical Pay

Medical Pay

If someone is injured in your home, medical pay coverage can help with any expenses they incur from their injuries so you won’t have to pay for everything out of pocket.

Earthquake Insurance

Earthquake Insurance

An earthquake can have a devastating effect on your home. Homeowners policies with earthquake coverage can help cover costs with repairing your home after an earthquake so you can have peace of mind after such a traumatic event.

Mobile/Manufactured Home Insurance

Mobile/Manufactured Home Insurance

If you live in a mobile or manufactured home, our agents can help you find or customize an insurance plan that will protect your home and everything inside, as well as your assets if someone were to get injured in your home.

Our service doesn’t stop there. Once you’ve found the right insurance plan, we’ll help you structure a payment plan, process claims and any other services you need to get the most out of your homeowners or renters insurance. Whether your home has been damaged in a natural disaster or you’ve experienced a break-in, Keegan Insurance will make sure you get the superior level of protection and service you deserve for your home and all contents within.

For a free quote on homeowners or renters insurance, call 607-724-4919.