Homeowners/Renters

Homeowners and Renters Insurance Agency in Binghamton, NY

Keegan Insurance Agency in Binghamton, NY offers a comprehensive and personalized service to help you find the right homeowners or renters insurance plan. Since 1972, we’ve helped homeowners and renters throughout Vestal, Owego, Greene, Norwich, Johnson City, Endwell, Endicott and surrounding cities within a 100-mile radius of Binghamton get the coverage and protection they need.

Whether you own or rent your home, it’s important to plan for unexpected events like severe storms, house fires, break-ins and vandalism, and a whole lot more. The right homeowners or renters insurance policy can help protect your loved ones, belongings, and assets even in the biggest disaster. With coverage plans like personal liability, umbrella coverage, and loss of use, our agents can work with you to find the right coverage at the right price.

Beautiful Young Couple Moving To A New House — Binghamton, NY — Keegan Insurance Agency

We represent several homeowners and renters insurance carriers, so you’ll have a wide selection of insurance plans to choose from. Please call today for a free quote.

HOMEOWNERS AND RENTERS INSURANCE plans include:

Loss of Use

Unexpected events like a fire, earthquake or dire repairs can make it impossible for you and your loved ones to stay in your home for a period of time—or even indefinitely. Loss of use coverage can help cover the expenses of finding a new place to live, including moving costs, pet boarding, storage fees for household contents and more.
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Personal Liability

Whether a guest sustains an injury in your home or someone in your family damages a neighbor’s property, personal liability can help pay off expenses and lawsuits to affected parties.
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Well Coverage

We offer policies that can cover damage to your home from a faulty well pump. Make sure your home and the contents within are protected in the event of flooding or extreme water damage.
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Medical Pay

If someone is injured in your home, medical pay coverage can help with any expenses they incur from their injuries so you won’t have to pay for everything out of pocket.
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Loss of Use

Unexpected events like a fire, earthquake or dire repairs can make it impossible for you and your loved ones to stay in your home for a period of time—or even indefinitely. Loss of use coverage can help cover the expenses of finding a new place to live, including moving costs, pet boarding, storage fees for household contents and more.
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Personal Umbrella

A personal umbrella policy can give you some extra protection for your loved ones and assets if you’re experiencing some legal difficulties as a result of someone being injured on your property.
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Flood Insurance

If your home receives excessive damage from a flood, we can help you find a policy that pays expenses so you won’t have to pay out of pocket for extreme water damage and other issues.
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Earthquake Insurance

An earthquake can have a devastating effect on your home. Homeowners policies with earthquake coverage can help cover costs with repairing your home after an earthquake so you can have peace of mind after such a traumatic event.
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Renters Insurance

If you rent your home, it’s still important to get the right protection and coverage for you, your loved ones and your valuables. Our renters insurance policies can protect your home during an unexpected event like a fire or break-in.
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Rental Property Insurance

If you own rental properties like an apartment complex or a vacation home, our agents can help you find the right coverage to protect your investment from vandalism, natural disasters and many other devastating events.
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Valuable Items /Collectibles

Collectibles and other valuable items can be worth a fortune later on. They may be just trinkets to some, but to you and your family, they could be a huge investment. We offer insurance plans to protect your valuables if they get damaged or stolen so their value will pay off in the future.
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Mobile/Manufactured Home Insurance

If you live in a mobile or manufactured home, our agents can help you find or customize an insurance plan that will protect your home and everything inside, as well as your assets if someone were to get injured in your home.
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